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Who we are

Financial education for every stage of life.

Practical guides, simple explanations, and tools you can use today—whether you’re starting out, raising a family, changing jobs, or planning for retirement.

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A stylized line drawing of a tree with multiple branches and leaves, with the text 'Smarter Savings Association' beneath it.

Our mission.

To provide clear financial education and simple tools so people can make smart money moves and build lasting savings at every stage of life.

Vision.


A world where learning about money is clear and actionable, saving becomes a habit, and financial confidence is within reach for everyone.

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Infographic with four points about core values: People First, Plain Language, Partnership, and Community, each with corresponding icons and descriptions.

Core values.

Two people packing a box, with one smiling woman surrounded by packing materials and a man holding a water bottle.
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Michelle Menser Tissue

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Executive Director

I lead Smarter Savings Association with one clear goal: to help people feel more confident with money. After more than 15 years working in public service and public health, I’ve seen how financial skills shape health, stability, and opportunity. At Smarter Savings Association, I bring that same commitment to simple education, strong partnerships, and practical tools. Working with schools, churches, non-profits, and other local organizations, we aim to create helpful resources for every life stage that individuals and families can use right away.

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