Members-Only Downloads

Printable worksheets, checklists, classroom handouts and more, to help make budgeting, saving, and planning feel doable. Looking for resources for kids and teens? Jump to the kids and teens corner.

  • 'Understanding Your Credit Score: Quick Guide' with sections about factors affecting credit score, including Payment History, Amounts Owed, Length of Credit History, Credit Mix, and New Credit.

    Understanding your credit score

    Learn what your credit score means and the five elements that impact your score.

    Click to download.

  • Checklist titled "From Shock to Strategy: Severance Checklist" with sections on Money and Benefits, Legal and Paperwork, Decision and Negotiation, and Next Income Steps. Contains reminders, steps, and tips for managing severance, legal review, and financial planning.

    From Shock to Strategy: Severance Checklist

    A practical checklist to turn “I just got laid off” into a plan for your money, benefits, and next steps.

    Click to download.

  • A checklist from Smarter Savings Association titled "5 Step Checklist to Find Your Old 401(k)" with five steps: 1. Build your job list, 2. Search your records, 3. Contact the former employer, 4. Use lost and found tools, 5. Map out your next steps.

    How to Find Your Missing 401(k)s

    5 steps to follow when you are trying to track down an old 401(k).

    Click to download.

  • An informational graphic titled 'Is a Roth right for you?' discussing Roth accounts, with sections on tax implications, qualifications, and a quick checklist for decision-making. The image includes icons of dollar bills, a plant in a pot, and a person giving a presentation in a meeting.

    Is a Roth right for you?

    A one-page Roth guide that explains “tax now, not later,” and a quick checklist to help you choose your next Roth move.

    Click to download.

  • Infographic titled '529 Plans: Key Takeaways' from the Smarter Savings Association, listing five benefits of 529 college savings plans, including cost savings, early saving advantages, tax benefits, flexibility, and options when plans change.

    529 Plans

    Download key takeaways from SSA’s webinar on 529 plans as a helpful quick guide.

    Click to download.

  • one page summary of 529 plan resources

    Ask the Expert: Top 529 Plan Websites and Resources

    We asked a 529 expert to share their favorite tools and resources for families at every stage of the savings journey. Download a list of the top picks.

    Click to download.

  • A worksheet titled 'Understanding What You Spend: Fixed, Periodic & Variable Expenses' by Smarter Savings Association. It explains three spending categories with examples and provides quick steps and notes for budgeting.

    Understanding What You Spend

    Categorize your spending by expense type to quickly see patterns, find opportunities to save, and build a plan that fits your real life.

    Click to download.

    Prefer an online version of the worksheet? Click here.

  • Preparing for Homeownership Checklist

    Download our free Preparing for Homeownership Checklist, a simple way to make sure you've covered the basics before you begin house hunting.

    Click to download.

  • Car Buying Guide

    Coming Soon! A step-by-step guide to budgeting and saving for a car purchase.

Kids and Teens Corner

  • Wants vs. Needs Kids Worksheet

    A simple wants vs. needs printable to help kids build strong financial habits early.

    Click to download.

  • Giving Worksheet for Kids

    This kids worksheet describes giving and helps them think through how to use their time, talents and skills to build a habit of giving.

    Click to download.

  • Coins for Kids Activity

    A simple hands-on activity packet for kids to help them learn the value of coins and a worksheet to help them design their own coin for a cause they care about.

    Click to download.

  • Summer Money Habits Activity Pack for Kids

    One ready-to-go money activity for kids across age groups. Print the one that fits your child, grab what you need, and let them learn by doing.

    Click to download.

  • Wants vs. Needs: Teen Edition

    A teen-friendly download to telling the difference between what you need and what you just want, with real examples like boba, sneakers, and gifts for friends.

    Click to download.