My Life, My Budget

Smarter Savings Association

My Life, My Budget

A reflection worksheet to check whether your spending matches how you actually want to live.

Take a few minutes to think through these questions. There are no right answers — just honest ones. Your responses will help you build a budget that fits your life, not someone else's.

1 What does a good week look like for you? What does that cost?

2 What's something you spend money on that always feels worth it?

3 What's one expense that made sense for a past version of you but doesn't fit anymore?

4 Is there anything you spend on because you think you should, not because you want to?

5 If your budget could only protect 3 wants, which would they be?

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6 What's one thing you want your budget to make possible six months from now?

Save My Reflection Download as PDF

Save your answers online, or download a PDF to keep for yourself.

Reflection Saved!

Nice work taking time to think through what matters. Keep these answers handy as you build your budget.

Up next: Use what you learned here to build a budget with savings built in. Read Part 5 →