Wants vs. Needs Online Worksheet
List your expenses and label each one as a want or a need to see what’s essential and what you could cut back on if needed. Download a copy of your worksheet to keep track of where your money is going.
Wants vs. Needs Worksheet
List your expenses, mark each one as a want or a need, then download your worksheet as a PDF.
Your expenses
Add as many lines as you need.
Expense
Want or need?
Monthly amount (optional)
Needs
0
Wants
0
Unsorted
0
Total (optional)
$0
Tip: A “need” is required to live safely and keep working (housing, basic food, utilities, transit). A “want” is nice to have (eating out, streaming, upgrades).
