Put what you've learned into practice
Interactive tools and calculators you can complete online, at your own pace. Pick where you want to start.
Run the numbers before you decide
Quick calculators for big decisions, from buying a home or car to building an emergency fund.
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Mortgage
Estimate your monthly mortgage payment in minutes and see how much goes to principal, interest, taxes, and insurance over time.
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Mortgage Comparison
Compare two mortgage options side by side to see which one fits your budget best.
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Auto Cost
Estimate the true monthly cost of your car, including loan payment, insurance, maintenance and other costs you should plan for.
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Emergency Fund
Estimate how much to save, see the gap between your goal and what you have, and get a timeline to reach your target.
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College Savings
Recommended by our 529 expert, this calculator combines a future college cost estimate with a 529 savings projection so you can see exactly where you stand.
Plan it, track it, save it
Guided worksheets you can fill out online to build a budget and set savings goals.
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Understand What You Spend
An online companion to our “Understand what you Spend” worksheet if you want to fill out and download your responses now.
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Wants Vs. Needs
Sort your spending into needs and wants to see where your money is really going.
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Prioritize Your Spending
Decide what “wants” in your budget matter most to you and identify spending you could cut without missing it.
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My Life, My Budget Online Worksheet
A set of guided questions to help you check whether your spending actually matches how you want to live.
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My Budget Blueprint
A guided worksheet to build a complete budget. Track your income, sort your expenses by needs and wants, set savings goals, and see the full picture.
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Budgeting for Homeownership
Homeownership costs more than the mortgage. Use this worksheet to budget for buying, owning, and eventually selling your home.
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Mid-Year Budget Check-In
A guided 5-step worksheet to help you check-in with your finances.
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Savings Worksheet
Fill in your own numbers for an emergency fund, a short-term goal, and a long-term goal, then download the finished plan as a PDF.
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Retirement Savings Projector
See how your retirement savings could grow. Enter your age, monthly savings, and employer match, then compare what happens if you start now or wait.
Check it, plan it, pay it down
Step-by-step tools to understand your credit and make a plan to pay off what you owe.
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How to Read a Credit Report
Walk through each section of your credit report step by step to spot errors and see what's shaping your score.
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Find Your Payoff Order
Rank your debts using the Snowball or Avalanche method to see which to pay off first.
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Extra Payment Calculator
See how adding a little extra each month could help you pay off debt faster and save on interest.
All financial calculators and online worksheets on this site are for educational purposes only and do not constitute financial advice. Please consult a qualified financial professional regarding your individual situation.
